Hiscox
Insurance for the capital you put to work.
Hiscox underwrites and issues insurance policies that protect invested capital, defining clear deductibles and guaranteeing settlement of the insured amount on a validated claim.
A policy built around your invested capital
Every Hiscox programme combines a formal policy, a defined deductible and a guaranteed settlement pathway.
Invested Capital Cover
Insurance protecting principal allocated to qualified financial operations.
Learn morePolicy Issuance
Bespoke policies underwritten and issued against the insured capital amount.
Learn moreDeductibles & Excess
Transparent deductible structures aligned to each investor's risk profile.
Learn moreHow cover works
From premium to settlement.
01
Policy & Premium
We assess the invested capital, set the premium and issue a formal policy with the insured sum stated on the schedule.
02
Deductible Defined
A deductible (excess) is agreed up front. It is the only amount retained by the insured before Hiscox responds in full.
03
Claim & Settlement
Upon a validated claim event, the policy proceeds, net of the deductible, are paid directly to the insured.
Our mandate
"Hiscox issues insurance policies that protect invested capital and guarantee, under the contracted deductible, the prompt settlement of the insured amount to qualified investors."